Russians bought half of the new cars not with their money & nbsp


The number of car loans reached a record number in six years, an increase of 11.9 percent, according to the publication of RBC owned by Grigory Berezkin.
A total of 947.3 thousand loans were issued for new and used cars, their total volume reached 746.45 billion rubles – 18.9 percent higher than a year earlier.

The average loan size increased by 6.3 percent to 787.9 thousand rubles. The calculation was carried out by the National Bureau of Credit Histories (NBCH) and the analytical agency Avtostat, the data cover almost 100 percent of the car loan segment.
Despite the maximum rate on loans since the crisis of 2014, a drop in the car market was recorded in Russia. At the same time, the demand for used cars, that is, for cheaper ones, decreased less than for new ones.
Ekaterina Shchurikhina, Junior Director of Bank Ratings at Expert RA, noted that such dynamics is explained by both a decrease in customer incomes and cheaper loans. Experts also agree that the decline in the car market would be more significant if it were not for the state program of soft loans.
This year, demand is expected to continue to fall, because the state does not intend to sharply increase support yet, and population income growth is too slow.
Earlier it was reported that Kalmykia, Tuva and the Kurgan region became the most credited Russian regions. And the best situation is in the Crimea, Sevastopol and Dagestan.

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